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Debt Factoring with ScotPac.

Turn unpaid invoices into opportunities

YOUR FAMILY HOME ISN’T REQUIRED AS SECURITY

FACILITY GROWS IN LINE WITH YOUR BUSINESS

We handle your accounts receivable & collections

Enquire Now

What is Debt Factoring?

A type of Invoice Finance providing a line of credit secured against your outstanding accounts receivable. This facility type is know as ‘full service’, meaning we handle your accounts receivable and collections, leaving you free to focus on growing your business.

No property security required

Your facility is secured against
your invoices, so you can leave your home out of the picture.

Grows with your business

Facility limits grow in line with your
business revenue, so there is no need for
regular re-negotiation.

Giving you more time

Let us manage your businesses collections & accounts receivable, so you can focus on core operations
I’d definitely recommend Invoice Finance to other small businesses. For Cole Clark, it has been very handy. Working with ScotPac is very seamless. They get to know us, and our business, well.
Miles Jackson – Co-founder, Cole Clark Guitars
I’d definitely recommend Invoice Finance to other small businesses. For Cole Clark, it has been very handy. Working with ScotPac is very seamless. They get to know us, and our business, well.
Miles Jackson – Co-founder, Cole Clark Guitars

Why ScotPac?

We believe in relationships, not transactions, and make it our business to know yours. With over 30 years' experience, you can count on us to see the true value of your business.
Trusted Lending more than $1b to SMEs, we’re Australia and New Zealand’s largest non-bank lender, with the awards to match.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.
Trusted Lending more than $1b to SMEs, we’re Australia and New Zealand’s largest non-bank lender, with the awards to match.

Who does
it suit?

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Small to medium sized businesses from start-up through to rapid growth, or even those navigating their way through a turnaround situation. Limited companies, sole traders and partnerships are all eligible for this type of facility.

Full Service facilities are ideal for business owners who would love more time to focus on growing their business, instead of chasing slow-paying customers and restricting cash flow. Let our experienced and friendly team take care of your accounts receivable, collections, send out reminder letters and monthly statements, while you focus on core operations.  Your customers will be aware of your partnership with ScotPac; if you would like to explore other options talk to us today about confidential alternatives.

Some key industries we support:

Recruitment & Staffing
Wholesale Trade
Manufacturing
Transport & Storage

For more information about how we can help your business, fill out an enquiry form or call us today.


HOW DOES IT WORK?

  1. You invoice your customer directly, and upload the invoice to us at the same time.
  2. Within 24 hours we will pay 80% of the approved invoice value, less our fees.
  3. The remaining 20% becomes available to you when the invoice payment is received in full.

WILL MY CUSTOMERS BE NOTIFIED?

Yes, your customers will be aware of your partnership with ScotPac. We’ll handle your accounts receivable and collections administration as a third party, so you can focus on core operations and growing your business.

WHAT DO I NEED TO APPLY?

Talk to one of our friendly Invoice Finance specialists the best solution for your business and what you need to apply.

Not sure if Debt Factoring is right
for you? We offer other finance solutions

Learn more

Easy to apply

Call us today to discuss how Debt Factoring can help.

1

Give us a call

Talk to one of our friendly
Debt Factoring specialists
about tailoring a solution for
your business

2

Proposal

We’ll present you with the
solutions to choose from,
based on what you’ve told
us you need

3

Documentation & Settlement

We’ll work with you to
dot all the i’s and
cross the t’s to finalise
your solution

Get approval within 24 hours

Get started today

Call us to discuss how we can
finance your business 09 309 0701