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Bad Debt Protection from ScotPac

Cover for events that are out of your control

Peace of mind in uncertain economic conditions

Protect our cash-flow

Improve your credit management and control
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What is Bad Debt Protection

When added to your invoice finance solutions, Bad Debt Protection safeguards your business from the risk of bad debts arising from customer insolvency or inability to pay, ensuring you maintain you access to ready cash flow.

Choose key customers who account for a significant percentage of you turnover for extra peace of mind.

Tell us who

Let us know which debtors you require protection on and to what limit

Intelligent design

Using market intelligence we'll set appropriate limits

Access

ScotPac manage your limits and you continue to operate with peace of mind
“
The positive impact was immediate. Without them we would have to use over half our sales revenue just to pay the monthly excise duty, which would make it impossible to manage cash flow effectively.
Philip Ridyard – Director, Strait Brands
“
The positive impact was immediate. Without them we would have to use over half our sales revenue just to pay the monthly excise duty, which would make it impossible to manage cash flow effectively.
Philip Ridyard – Director, Strait Brands

Why ScotPac?

We believe in relationships, not transactions, and make it our business to know yours. With over 30 years’ experience, you can count on us to see the true value of your business.

Trusted Lending more than $1b to SMEs, we’re New Zealand and Australia's largest non-bank lender, with the awards to match.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.

What are the benefits?

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In the ever-changing environment of business ownership and management, the solvency of your clients and thus availability of cash flow can often be a key point of stress. Bad Debt Protection offers a little insurance against this uncertainty.

Peace of mind
Protect your
cash flow
We'll help
with the claim

 

For more information about how we can help your business, fill out a quick enquiry form or call us today.

Frequently Asked Questions

HOW CAN IT HELP MY BUSINESS?

There can be a lot of uncertainties for today’s companies. Bad debt protection covers you in the event that a customer fails to pay. ScotPac handles the claim reporting process, giving you peace of mind.

WHAT DO I NEED TO APPLY?

As an add on to our Invoice Finance solutions, either contact your Relationship Team or speak to one of our friendly specialists about what you need to apply.