Our latest research

In round 24 of ScotPac’s SME Growth Index, in partnership with East & Partners, we examine how Australian SMEs are adapting to a shifting economic and regulatory environment. From ongoing cost pressures and workforce challenges to the introduction of Pay Day Super and its impact on cash flow management, this edition highlights the real-world issues shaping business decision-making. With a growing divide between high-growth SMEs and those under pressure, alongside continued momentum towards non-bank funding, ScotPac’s SME Growth Index reveals a sector that remains resilient, but increasingly strategic in how it manages risk, liquidity and growth in the year ahead.

Download the SME Growth Index – March 2026.